Christopher Jacob’s Blog

Earning a Supplemental Income After Retirement

Earning a Supplemental Income After Retirement

Sadly, many people enter retirement without the funds necessary to sustain them for 20 or more years of retired living. This can leave them in a terrifying position at the beginning of what should be their "golden years" and in even worse positions as they continue to...

Setting a Realistic Budget

Setting a Realistic Budget

Budgeting is a task that sometimes comes with a little struggle. With all of life’s regular expenses, you may find yourself struggling to save anything extra. While this isn’t an uncommon problem, it is something that can drastically impact your overall financial...

The Future of Social Security

The Future of Social Security

In recent years, the topic of Social Security has gained some heat and concern throughout the country. The Social Security Act began in 1935 as a social insurance program that was designed to pay workers a continuing income after retirement. Unfortunately, social...

What to Know About the Newest IRA Updates

What to Know About the Newest IRA Updates

There are significant changes surrounding retirement planning and IRA accounts. As of May of this year, the House passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act. With these changes, retirees and other groups of individuals, like...

Making Money Last in Retirement

Making Money Last in Retirement

To many people, retirement is likened to freedom. No work equals decreased responsibilities, after all. However, retirement comes with its own set of uncontrollable variables such as inflation, taxes, and the rate of return on savings and investments. In reality, the...

How To Make a Recession-Proof Retirement Plan

How To Make a Recession-Proof Retirement Plan

The question when it comes to recessions is not if, but when. The markets are always in flux. If the past is the best predictor of the future, we know another recession is on the way. There have been over 30 recorded recessions since the mid-19th century. 2019 marks...

Innovative Ways to Fund Retirement

Innovative Ways to Fund Retirement

Self funding one’s own retirement may be a foreign concept to most people today, but with the looming uncertainty of the future of Social Security, it is a necessary endeavor that everyone should strongly consider. It never hurts to prepare for unforeseen...

Retirement Planning Tips for Millennials

Retirement Planning Tips for Millennials

Planning for retirement is hardly fun or convenient, but millennials need to start today. Last year, MarketWatch suggested that by age 35, millennials have twice their salary stashed away for retirement. In today’s financial climate, this goal may hardly seem...

2 Harmful Retirement Myths

2 Harmful Retirement Myths

There are a ton of articles and opinions about retirement and retirement planning out there, especially on the internet. This may surprise you, but they’re not all accurate. Plus, even if they have a semblance of accuracy, their advice may not be right for you. When...

Chris Jacob is a Registered Representative with Saxony Securities, Inc. Securities offered through Saxony Securities Inc. (SSI). Member FINRA, SIPC. Non-security products and services or tax services are not offered through SSI. Cadeau is not affiliated with SSI.